|
|
Micro credit, for the development of "jamdani palli"
|
Micro credit, for the development of "jamdani palli"Once, Bangladesh was famous for jamdani Shari. Jamdani Shari is a golden tradition of Bangladesh. But, for the financial crisis, the present condition of this tradition is very sick. Because; the market price of raw materials of jamdani Shari is very high. According to labor cost, the artisan of jamdani Sari does not get actual profit They do not get financial support available from any government or non-government Bank or any other financial institutions for the development of their traditional business. So, now they are passing their time in very weakly. At first, ASA came for the positive change of their hopeless business by their micro finance program. The environment of making area of Jamdani Sari is very simple and poor. Even, the life style of the artisan of this tradition is also simple and poor. But when a Sari is been make from this environment, and then it is very atractive and highly cost Jamdani Palli of Rupganj, under Tarabo pourashava of Rupganj Thana, Naraynganj District is very popular and traditional area of Bangladesh. That area is known as a BISIC Nagari. That nagari is the big area for jamdani Shari all over Bangladesh. After crossing the Kanchpur Bridge, by the way of shylhet road, after 3 km. the jamdani palli is situated. The name of that area is noapara under Tarabo pouroshava of Rupganj Thana. There are number of plot is 460 in that palli. And the huge number of Textile mills is running in that area. The environment is very commercial and busy. According to the agreement between BISIC and artisans of jamdani, the period of living is 100 years. And the first installment for the purpose of allocation of plot 14000 TK. This amount is granted for yearly. Although after all agreement, they got their own plot but without financial support they are very hopeless with their traditional business. At that moment, the big MFI in the world, ASA financed their business by the huge amount through their micro finance program. The total amount for the investment in that area is 1-crore 50 laces. It is big amount for the development of their business from any financial institution. There are above 200 textile mills is running for the production of Textile products and in that area ASA's total investment is 1 core above under their SEL loan program. The owners of textile mills are heist benefited from ASA's SEL loan program. It's a great achievement for ASA. Sari, Orna, 3-piece are etc. being make available in that mills. These are very demand full all over the Bangladesh. The Most number of Jamdani sari of the capital city of Dhaka is supplied from this Palli. Not only that, including Indian market all over Bangladesh get their as requirement Jamdani Shari from that area. The heist price of one-piece sari is 01 lac and the lowest price of one piece Shari is 600 to 800 TK. The profit is 40,000 TK. per piece sari for the price of 1 lac Taka without all cost The total number of borrowers in that Palli is 600. Most of the members are financial benefited from ASA. The president of BISIC nagari is Al-Haz Kamij Uddin Farazi said, ASA is first organization that gave highest financial support in this industrial area. And he is highly pleased to ASA for their services. Once, Noapara was famous for Mashlin Shari of Dhaka. After long time, that Mashlin Sari has been changed the name as Jamdani Shari. ASA Tarabo-01 and 02 Branch are always giving support through their micro finance program. Branch Manager of Tarabo-01 Branch kaysher Ali and Tarabo-02 Branch Akram Hossain are all time help their business. Most of the borrowers of that area are women. It is ASA's success. Because, ASA always works for the empowerment of women and the possitive change of their life style. District Manager of ASA naraynganj district Md. Mahbubul Alam said, ASA Narynganj District is implementing their program through the number of 67 Branches. In this District, the loan products of ASA are-- micro loan for female/male, small business loan, SEL loan, Agro-business loan, short- term loan, Education loan, Information technology loan etc. implementing very positively. Zonal Manager of Naraynganj Zone Md. Mahmud Qader Talukder said, ASA Naraynganj District already disbursed 500 cores TK. for verities project through their micro finance program. In this way, ASA is giving services to 77 lacs poor people through their number of 3600 Branches in 64 Districts all over Bangladesh. ASA is always determined for their cost recovery. The cost recovery of ASA is 99.88%. It is highest in the world.
|
|
 |
[-] |
|
|
|
